{"id":100600,"date":"2024-03-20T09:24:17","date_gmt":"2024-03-20T08:24:17","guid":{"rendered":"https:\/\/www.smartmoneywomen.com\/gradivo\/"},"modified":"2024-05-29T14:51:22","modified_gmt":"2024-05-29T12:51:22","slug":"materijal","status":"publish","type":"page","link":"https:\/\/www.smartmoneywomen.com\/hr\/materijal\/","title":{"rendered":"Materijal"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_id=&#8221;courses&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(16,178,231,0.13) 0%|rgba(238, 250, 253, 0.94) 34%|#ffffff 100%&#8221; background_enable_image=&#8221;off&#8221; custom_padding=&#8221;80px||0px||false|false&#8221; custom_padding_tablet=&#8221;80px||80px||false|false&#8221; custom_padding_phone=&#8221;60px||60px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;BREZPLA\u010cNI OBRAZCI&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; header_2_text_align=&#8221;left&#8221; header_2_font_size=&#8221;36px&#8221; header_2_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||40px||false|false&#8221; custom_margin_tablet=&#8221;||40px||false|false&#8221; custom_margin_phone=&#8221;||40px||false|false&#8221; custom_margin_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;29px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; custom_margin__hover_enabled=&#8221;off|desktop&#8221;]<\/p>\n<h2>Besplatni obrasci<\/h2>\n<p>Ovo je kutak, gdje \u0107ete dobijati e-priru\u010dnike, formulare i materijale, koji \u0107e vam pomo\u0107i da rastete finansijski, profesionalno i li\u010dno.<br \/>\nKoriste\u0107i ih, u\u0161tedjet \u0107ete mnogo novca i vremena, lak\u0161e se organizovati, raditi na samopouzdanju i mentalitetu te postaviti prioritete.<\/p>\n<p><strong>Za pristup materijalima vam je potrebna lozinka<\/strong>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; dd_use_password=&#8221;on&#8221; dd_form_title=&#8221;Za pristup materijalima vam je potrebna lozinka&#8221; dd_form_password=&#8221;smartwomen&#8221; dd_form_placeholder=&#8221;Unesite lozinku&#8221; dd_form_error=&#8221;Pogre\u0161na lozinka&#8221; dd_form_submit=&#8221;Po\u0161alji&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Mese\u010dni prora\u010dun&#8221; url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/proracun-WITH-SMILJAN-MORI.pdf&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/proracun-WITH-SMILJAN-MORI-1.jpg&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; link_option_url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/proracun-WITH-SMILJAN-MORI.pdf&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Vsako gospodinjstvo bi moralo imeti ta obrazec. V njega zapi\u0161i, koliko predvideva\u0161, da bo\u0161 zapravila in koliko dejansko zapravi\u0161. \u017de po enem mesecu bo\u0161 videla, kje dela\u0161 napake in kako jih lahko odpravi\u0161. Fiksni stro\u0161ki so tisti, ki so pribli\u017eno enaki vsak mesec, kot so telefon, elektrika, internet, hrana, medtem ko se spremenljivi stro\u0161ki vsak mesec spreminjajo. Pomembno je, da vse to zapi\u0161e\u0161. Ta obrazec je tvoja odsko\u010dna deska v bolj\u0161o finan\u010dno prihodnost.<\/p>\n<p><a href=\"https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/proracun-WITH-SMILJAN-MORI.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>Prenesi<\/strong><\/span><\/a><\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Sledilnik navad&#8221; url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Sledilnik-navad.pdf&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Sledilnik-navad.jpg&#8221; admin_label=&#8221;Sledilnik navad&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;80px||||false|false&#8221; custom_margin_tablet=&#8221;50px||||false|false&#8221; custom_margin_phone=&#8221;50px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Sledilnik-navad.pdf&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]Sledilnik navad je zelo preprost in u\u010dinkovit obrazec za vse, ki bi rade izbolj\u0161ale svoje navade ali uvedle nove. Obrazec natisni in vanj napi\u0161i novo navado ali ve\u010d navad. Na koncu vsakega dneva pobarvaj krogec, \u010de si bila uspe\u0161na. Z barvanjem bo\u0161 dobila ob\u010dutek ponosa in se po\u010dutila uspe\u0161na. To te bo naredilo bolj motivirano, zato predlagamo, da ga obesi\u0161 na mesto, kjer ga bo\u0161 pogosto videla. Vsakih 7 dni se nagradi.<\/p>\n<p><a href=\"https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Sledilnik-navad.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>Prenesi<\/strong><\/span><\/a>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Tedenski jedilnik&#8221; url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Tedenski-jedilnik.pdf&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Tedenski-jedilnik.jpg&#8221; admin_label=&#8221;Tedenski jedilnik&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; link_option_url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Tedenski-jedilnik.pdf&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]S skrbnim na\u010drtovanjem tedenskega jedilnika lahko prihrani\u0161 veliko denarja, se izogne\u0161 slabi volji in stresu. Raziskave so potrdile, da z na\u010drtovanjem jedilnika prihrani\u0161 lahko tudi do 30 % denarja, ki ga potem lahko porabi\u0161 za druge stvari, na primer nalo\u017ebe. S tem pristopom bo\u0161 zavrgla manj hrane, poleg tega pa so lahko tvoje jedi zelo pestre in okusne. Obrazec vklju\u010duje tudi li\u010den nakupovalni seznam, ki ga lahko vzame\u0161 s seboj v trgovino.<\/p>\n<p><a href=\"https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Tedenski-jedilnik.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>Prenesi<\/strong><\/span><\/a>[\/et_pb_blurb][et_pb_blurb title=&#8221;Moj cilj&#8221; url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Moj-cilj.pdf&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Tedenski-jedilnik.jpg&#8221; admin_label=&#8221;Moj cilj&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;80px||||false|false&#8221; custom_margin_tablet=&#8221;50px||||false|false&#8221; custom_margin_phone=&#8221;50px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; link_option_url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Moj-cilj.pdf&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]Vsak cilj si je treba zapisati in ga raz\u010dleniti. Ta obrazec ti bo pri tem zelo pomagal, saj bo\u0161 zapisala svoj cilj, si postavila roke in mejnike ter napisala akcijske korake, ki so potrebni, da cilj uresni\u010di\u0161. Realno je pri\u010dakovati, da bodo manj\u0161i izzivi (nepoznavanje dolo\u010denih stvari, birokracija \u2026), a vse lahko premaga\u0161. Obrazec Moj cilj je odli\u010den za poslovne in osebne cilje. \u010ce je vedno pri roki, je manj\u0161a verjetnost, da izgubi\u0161 fokus.<\/p>\n<p><a href=\"https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/Moj-cilj.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>Prenesi<\/strong><\/span><\/a>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Na\u010drt dneva&#8221; url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/NACRT-DNEVA-.pdf&#8221; url_new_window=&#8221;on&#8221; image=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/NACRT-DNEVA-.jpg&#8221; admin_label=&#8221;Na\u010drt dneva&#8221; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; link_option_url=&#8221;https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/NACRT-DNEVA-.pdf&#8221; link_option_url_new_window=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Vsi imamo manj\u0161e in velike cilje, a dejstvo je, da vseh ne moremo uresni\u010diti v enem dnevu. Klju\u010d do uspeha je v tem, da si vsak dan postavi\u0161 3 pomembne cilje, ki te vodijo k uspehu. Trije cilji so \u010disto dovolj. Obrazec vklju\u010duje prostor za tri cilje, naloge, ki jih mora\u0161 opraviti, urnik in prostor za zapiske. To je vse, kar potrebuje\u0161 za uspe\u0161en na\u010drt dneva. Deli ga s svojo dru\u017eino in sodelavci.<\/p>\n<p><a href=\"https:\/\/www.smartmoneywomen.com\/wp-content\/uploads\/2024\/04\/NACRT-DNEVA-.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><strong>Prenesi<\/strong><\/span><\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,1_2,1_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Nemate lozinku?<\/h2>\n<p style=\"text-align: center;\"><strong>Popunite podatke i posla\u0107emo vam je na Va\u0161u email adresu.<\/strong><\/p>\n<p>[\/et_pb_text][dsm_contact_form_7 cf7_library=&#8221;100523&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; placeholder_text_color=&#8221;#F5F6F7&#8243; radio_checkbox_text_color=&#8221;#000000&#8243; custom_button_one=&#8221;on&#8221; button_one_text_size=&#8221;16px&#8221; button_one_text_color=&#8221;#FFFFFF&#8221; button_one_bg_color=&#8221;#10B2E7&#8243; button_one_border_color=&#8221;#10B2E7&#8243; button_one_border_radius=&#8221;50px&#8221; button_one_icon=&#8221;&#x24;||divi||400&#8243; button_one_icon_color=&#8221;#FFFFFF&#8221; button_one_custom_padding=&#8221;8px|30px|8px|30px|true|true&#8221; button_one_custom_padding_tablet=&#8221;8px|30px|8px|30px|true|true&#8221; button_one_custom_padding_phone=&#8221;8px|30px|8px|30px|true|true&#8221; button_one_custom_padding_last_edited=&#8221;on|desktop&#8221; border_color_all_image=&#8221;#10B2E7&#8243; global_colors_info=&#8221;{}&#8221;][\/dsm_contact_form_7][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Besplatni obrasci Ovo je kutak, gdje \u0107ete dobijati e-priru\u010dnike, formulare i materijale, koji \u0107e vam pomo\u0107i da rastete finansijski, profesionalno i li\u010dno. Koriste\u0107i ih, u\u0161tedjet \u0107ete mnogo novca i vremena, lak\u0161e se organizovati, raditi na samopouzdanju i mentalitetu te postaviti prioritete. Za pristup materijalima vam je potrebna lozinkaVsako gospodinjstvo bi moralo imeti ta obrazec. V njega zapi\u0161i, koliko predvideva\u0161, da bo\u0161 zapravila in koliko dejansko zapravi\u0161. \u017de po enem mesecu bo\u0161 videla, kje dela\u0161 napake in kako jih lahko odpravi\u0161. Fiksni stro\u0161ki so tisti, ki so pribli\u017eno enaki vsak mesec, kot so telefon, elektrika, internet, hrana, medtem ko se spremenljivi stro\u0161ki vsak mesec spreminjajo. Pomembno je, da vse to zapi\u0161e\u0161. Ta obrazec je tvoja odsko\u010dna deska v bolj\u0161o finan\u010dno prihodnost. PrenesiSledilnik navad je zelo preprost in u\u010dinkovit obrazec za vse, ki bi rade izbolj\u0161ale svoje navade ali uvedle nove. Obrazec natisni in vanj napi\u0161i novo navado ali ve\u010d navad. Na koncu vsakega dneva pobarvaj krogec, \u010de si bila uspe\u0161na. Z barvanjem bo\u0161 dobila ob\u010dutek ponosa in se po\u010dutila uspe\u0161na. To te bo naredilo bolj motivirano, zato predlagamo, da ga obesi\u0161 na mesto, kjer ga bo\u0161 pogosto videla. Vsakih 7 dni se nagradi. PrenesiS skrbnim na\u010drtovanjem tedenskega jedilnika lahko prihrani\u0161 veliko [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":100409,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-100600","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/pages\/100600","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/comments?post=100600"}],"version-history":[{"count":4,"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/pages\/100600\/revisions"}],"predecessor-version":[{"id":100605,"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/pages\/100600\/revisions\/100605"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/media\/100409"}],"wp:attachment":[{"href":"https:\/\/www.smartmoneywomen.com\/hr\/wp-json\/wp\/v2\/media?parent=100600"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}